{"id":7756,"date":"2021-04-27T07:00:32","date_gmt":"2021-04-27T00:00:32","guid":{"rendered":"https:\/\/www.fiahub.com\/blog\/?p=7756"},"modified":"2021-11-12T15:50:30","modified_gmt":"2021-11-12T08:50:30","slug":"cac-ngan-hang-o-trung-quoc-quang-ba-cbdc-qua-cac-cong-ty-thanh-toan-dia-phuong","status":"publish","type":"post","link":"https:\/\/www.fiahub.com\/blog\/cac-ngan-hang-o-trung-quoc-quang-ba-cbdc-qua-cac-cong-ty-thanh-toan-dia-phuong\/","title":{"rendered":"C\u00e1c Ng\u00e2n h\u00e0ng \u1edf Trung Qu\u1ed1c qu\u1ea3ng b\u00e1 CBDC qua c\u00e1c c\u00f4ng ty thanh to\u00e1n \u0111\u1ecba ph\u01b0\u01a1ng"},"content":{"rendered":"\n

C\u00e1c Ng\u00e2n h\u00e0ng h\u00e0ng \u0111\u1ea7u c\u1ee7a Trung Qu\u1ed1c<\/a> \u0111ang t\u00edch c\u1ef1c qu\u1ea3ng c\u00e1o \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 qua Alipay v\u00e0 WeChat Pay cho l\u1ec5 h\u1ed9i mua s\u1eafm s\u1eafp di\u1ec5n ra \u1edf Trung Qu\u1ed1c.<\/em><\/p>\n\n\n\n

Trong m\u1ed9t b\u00e1o c\u00e1o h\u00f4m th\u1ee9 Hai, Reuters ti\u1ebft l\u1ed9 r\u1eb1ng 6 trong s\u1ed1 c\u00e1c Ng\u00e2n h\u00e0ng l\u1edbn nh\u1ea5t c\u1ee7a Trung Qu\u1ed1c \u0111ang qu\u1ea3ng c\u00e1o ti\u1ec1n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 do Ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng non tr\u1ebb c\u1ee7a Trung Qu\u1ed1c ph\u00e1t h\u00e0nh (hay c\u00f2n g\u1ecdi l\u00e0 CBDC), t\u1ea1i Th\u01b0\u1ee3ng H\u1ea3i tr\u01b0\u1edbc l\u1ec5 h\u1ed9i mua s\u1eafm tr\u1ef1c tuy\u1ebfn v\u00e0o ng\u00e0y 5 th\u00e1ng 5.<\/p>\n\n\n\n

C\u00e1c Ng\u00e2n h\u00e0ng \u0111ang k\u00eau g\u1ecdi c\u00e1c c\u1eeda h\u00e0ng b\u00e1n l\u1ebb v\u00e0 ng\u01b0\u1eddi ti\u00eau d\u00f9ng t\u1ea3i xu\u1ed1ng v\u00ed k\u1ef9 thu\u1eadt s\u1ed1 v\u00e0 mua h\u00e0ng b\u1eb1ng CBDC, c\u00f2n \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 e-CNY. \u0110i\u1ec1u n\u00e0y s\u1ebd b\u1ecf qua c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n hi\u1ec7n t\u1ea1i \u0111\u01b0\u1ee3c h\u00e0ng tri\u1ec7u ng\u01b0\u1eddi mua s\u1eafm l\u1ef1a ch\u1ecdn l\u00e0 Alipay c\u1ee7a Ant Group v\u00e0 WeChat Pay c\u1ee7a Tencent.<\/p>\n\n\n\n

B\u00e1o c\u00e1o l\u01b0u \u00fd r\u1eb1ng m\u1ed9t quan ch\u1ee9c ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh tri\u1ec3n khai th\u1eed nghi\u1ec7m CBDC \u1edf Th\u01b0\u1ee3ng H\u1ea3i d\u01b0\u1edbi s\u1ef1 h\u01b0\u1edbng d\u1eabn c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e2n d\u00e2n Trung Qu\u1ed1c \u0111\u00e3 m\u00f4 t\u1ea3 c\u1ee5 th\u1ec3 lo\u1ea1i ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 n\u00e0y v\u01b0\u1ee3t tr\u1ed9i h\u01a1n Alipay v\u00e0 WeChat Pay, n\u00eau r\u00f5:<\/p>\n\n\n\n

M\u1ecdi ng\u01b0\u1eddi s\u1ebd nh\u1eadn ra r\u1eb1ng thanh to\u00e1n b\u1eb1ng \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 r\u1ea5t ti\u1ec7n l\u1ee3i n\u00ean t\u00f4i kh\u00f4ng c\u00f2n ph\u1ea3i d\u1ef1a v\u00e0o Alipay ho\u1eb7c WeChat Pay n\u1eefa.\u201d<\/p><\/blockquote>\n\n\n\n

Ph\u00e1t bi\u1ec3u t\u1ea1i m\u1ed9t cu\u1ed9c th\u1ea3o lu\u1eadn tr\u1ef1c tuy\u1ebfn v\u00e0o cu\u1ed1i th\u00e1ng 3, ng\u01b0\u1eddi \u0111\u1ee9ng \u0111\u1ea7u vi\u1ec7n nghi\u00ean c\u1ee9u ti\u1ec1n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a PBoC – Mu Changchun, tuy\u00ean b\u1ed1 r\u1eb1ng Alipay v\u00e0 WeChat Pay chi\u1ebfm 98% th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n di \u0111\u1ed9ng \u1edf Trung Qu\u1ed1c, g\u00e2y r\u1ee7i ro cho h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh trong n\u01b0\u1edbc n\u1ebfu h\u1ecd g\u1eb7p b\u1ea5t k\u1ef3 v\u1ea5n \u0111\u1ec1 n\u00e0o.<\/p>\n\n\n\n

Changchun l\u01b0u \u00fd r\u1eb1ng Ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng kh\u00f4ng c\u00f3 \u00fd \u0111\u1ecbnh c\u1ea1nh tranh tr\u1ef1c ti\u1ebfp v\u1edbi Alipay v\u00e0 WeChat Pay nh\u01b0ng ho\u1ea1t \u0111\u1ed9ng nh\u01b0 m\u1ed9t ph\u01b0\u01a1ng \u00e1n d\u1ef1 ph\u00f2ng \u0111\u1ec3 \u201c\u0111\u1ea3m b\u1ea3o s\u1ef1 \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 \u0111i\u1ec1u g\u00ec \u0111\u00f3 x\u1ea3y ra\u201d v\u1edbi h\u1ecd.<\/p>\n\n\n\n

Tuy nhi\u00ean, nh\u00e0 n\u01b0\u1edbc c\u0169ng \u0111ang t\u0103ng c\u01b0\u1eddng n\u1ed7 l\u1ef1c nh\u1eb1m h\u1ea1n ch\u1ebf s\u1ef1 th\u1ed1ng tr\u1ecb c\u1ee7a g\u00e3 kh\u1ed5ng l\u1ed3 c\u00f4ng ngh\u1ec7 v\u00e0 ng\u0103n ch\u1eb7n c\u00e1c h\u00e0nh vi ch\u1ed1ng c\u1ea1nh tranh trong l\u0129nh v\u1ef1c internet. Theo CNN, v\u00e0o \u0111\u1ea7u th\u00e1ng 4, ch\u00ednh ph\u1ee7 \u0111\u00e3 \u0111\u00e1nh Alibaba v\u1edbi m\u1ee9c ph\u1ea1t k\u1ef7 l\u1ee5c 2,8 t\u1ef7 \u0111\u00f4 la v\u00ec h\u00e0nh vi \u0111\u1ed9c quy\u1ec1n.<\/p>\n\n\n\n

Vi\u1ec7c tri\u1ec3n khai \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a Trung Qu\u1ed1c s\u1ebd cho ph\u00e9p ch\u00ednh ph\u1ee7 trung \u01b0\u01a1ng gi\u00e0nh quy\u1ec1n ki\u1ec3m so\u00e1t \u0111\u1ed1i v\u1edbi m\u1ed9t ph\u1ea7n c\u1ee7a kho d\u1eef li\u1ec7u t\u00e0i ch\u00ednh kh\u1ed5ng l\u1ed3 \u0111ang \u0111\u01b0\u1ee3c c\u00e1c nh\u00e0 cung c\u1ea5p thanh to\u00e1n h\u00e0ng \u0111\u1ea7u c\u1ee7a qu\u1ed1c gia n\u00e0y t\u00edch tr\u1eef.<\/p>\n\n\n\n

\u201cD\u1eef li\u1ec7u l\u1edbn l\u00e0 s\u1ef1 gi\u00e0u c\u00f3. Ai s\u1edf h\u1eefu d\u1eef li\u1ec7u s\u1ebd ph\u00e1t \u0111\u1ea1t \u201d, m\u1ed9t quan ch\u1ee9c Ng\u00e2n h\u00e0ng kh\u00e1c \u0111\u01b0\u1ee3c giao nhi\u1ec7m v\u1ee5 th\u00fac \u0111\u1ea9y CBDC n\u00f3i v\u1edbi Reuters, ph\u00e1t bi\u1ec3u th\u00eam: \u201cWeChat Pay v\u00e0 Alipay \u0111ang s\u1edf h\u1eefu m\u1ed9t \u0111\u1ea1i d\u01b0\u01a1ng d\u1eef li\u1ec7u.\u201d<\/p>\n\n\n\n

B\u00ecnh lu\u1eadn trong h\u1ed9i ngh\u1ecb \u0110\u1ed3ng thu\u1eadn v\u00e0o th\u00e1ng 5 n\u0103m 2020, h\u1ecdc gi\u1ea3 Martin Chorzempa n\u00f3i r\u1eb1ng c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd t\u00e0i ch\u00ednh Trung Qu\u1ed1c \u201ckh\u00f3\u201d c\u00f3 th\u1ec3 bu\u1ed9c c\u00e1c c\u00f4ng ty thanh to\u00e1n h\u00e0ng \u0111\u1ea7u c\u1ee7a qu\u1ed1c gia n\u00e0y cung c\u1ea5p d\u1eef li\u1ec7u m\u00e0 h\u1ecd \u0111\u00e3 thu th\u1eadp \u0111\u01b0\u1ee3c v\u1ec1 kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh. CBDC c\u1ee7a Trung Qu\u1ed1c c\u00f3 kh\u1ea3 n\u0103ng cho ph\u00e9p Ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng \u0111\u00f3 ti\u1ebfp c\u1eadn nhi\u1ec1u h\u01a1n v\u1edbi d\u1eef li\u1ec7u thanh to\u00e1n v\u00e0 c\u0169ng \u0111\u1ec3 gi\u00e0nh l\u1ea1i m\u1ed9t s\u1ed1 quy\u1ec1n l\u1ef1c t\u1eeb c\u00e1c c\u00f4ng ty n\u00e0y.<\/p>\n\n\n\n

\"Bank
Ng\u00e2n h\u00e0ng c\u1ee7a Trung Qu\u1ed1c<\/span><\/figcaption><\/figure>\n\n\n\n

6 Ng\u00e2n h\u00e0ng trong ch\u01b0\u01a1ng tr\u00ecnh th\u00ed \u0111i\u1ec3m c\u1ee7a CBDC bao g\u1ed3m c\u00e1c nh\u00e0 cho vay l\u1edbn nh\u1ea5t c\u1ee7a \u0111\u1ea5t n\u01b0\u1edbc, bao g\u1ed3m Ng\u00e2n h\u00e0ng C\u00f4ng th\u01b0\u01a1ng Trung Qu\u1ed1c, Ng\u00e2n h\u00e0ng N\u00f4ng nghi\u1ec7p Trung Qu\u1ed1c, Ng\u00e2n h\u00e0ng Trung Qu\u1ed1c, HSBC v\u00e0 Ng\u00e2n h\u00e0ng X\u00e2y d\u1ef1ng Trung Qu\u1ed1c.<\/p>\n\n\n\n

V\u00e0o ng\u00e0y 1 th\u00e1ng 4, Trung Qu\u1ed1c \u0111\u00e3 ho\u00e0n th\u00e0nh vi\u1ec7c th\u00ed \u0111i\u1ec3m \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 xuy\u00ean bi\u00ean gi\u1edbi \u0111\u1ea7u ti\u00ean v\u1edbi H\u1ed3ng K\u00f4ng.<\/p>\n\n\n\n

Ngu\u1ed3n: https:\/\/cointelegraph.com\/news\/top-chinese-banks-promote-cbdc-over-local-payment-firms-for-shopping-festival<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

C\u00e1c Ng\u00e2n h\u00e0ng h\u00e0ng \u0111\u1ea7u c\u1ee7a Trung Qu\u1ed1c \u0111ang t\u00edch c\u1ef1c qu\u1ea3ng c\u00e1o \u0111\u1ed3ng nh\u00e2n d\u00e2n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 qua Alipay v\u00e0 WeChat Pay cho l\u1ec5 h\u1ed9i mua s\u1eafm s\u1eafp di\u1ec5n ra \u1edf Trung Qu\u1ed1c. Trong m\u1ed9t b\u00e1o c\u00e1o h\u00f4m th\u1ee9 Hai, Reuters ti\u1ebft l\u1ed9 r\u1eb1ng 6 trong s\u1ed1 c\u00e1c Ng\u00e2n h\u00e0ng l\u1edbn nh\u1ea5t<\/p>\n","protected":false},"author":23,"featured_media":7765,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21841],"tags":[3305,3163,14155,13187,3278,14153,3140,14154],"class_list":{"0":"post-7756","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-tin-tuc","8":"tag-alibaba","9":"tag-alipay","10":"tag-cbdc","11":"tag-china","12":"tag-ngan-hang","13":"tag-ngan-hang-trung-uong","14":"tag-tien-dien-tu","15":"tag-tien-ky-thuat-so"},"yoast_head":"\nC\u00e1c Ng\u00e2n h\u00e0ng \u1edf Trung Qu\u1ed1c qu\u1ea3ng b\u00e1 CBDC qua c\u00e1c c\u00f4ng ty thanh to\u00e1n \u0111\u1ecba ph\u01b0\u01a1ng - Fiahub<\/title>\n<meta name=\"description\" content=\"C\u00e1c Ng\u00e2n h\u00e0ng h\u00e0ng 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