{"id":6535,"date":"2021-03-07T12:20:13","date_gmt":"2021-03-07T05:20:13","guid":{"rendered":"https:\/\/www.fiahub.com\/blog\/?p=6535"},"modified":"2021-11-23T21:11:51","modified_gmt":"2021-11-23T14:11:51","slug":"loi-ich-cua-dich-vu-ngang-hang-p2p-trong-giao-dich-tien-ao","status":"publish","type":"post","link":"https:\/\/www.fiahub.com\/blog\/loi-ich-cua-dich-vu-ngang-hang-p2p-trong-giao-dich-tien-ao\/","title":{"rendered":"L\u1ee2I \u00cdCH C\u1ee6A D\u1ecaCH V\u1ee4 NGANG H\u00c0NG P2P TRONG GIAO D\u1ecaCH TI\u1ec0N \u1ea2O"},"content":{"rendered":"\n<p>Nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, m\u1ea1ng ngang h\u00e0ng P2P d\u1ea7n \u0111\u01b0\u1ee3c ph\u1ed5 bi\u1ebfn h\u01a1n v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi. C\u00f3 th\u1ec3 b\u1ea1n s\u1ebd ngh\u0129 \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m c\u00f4ng ngh\u1ec7 m\u1edbi. Th\u1ebf nh\u01b0ng tr\u00ean th\u1ef1c t\u1ebf kh\u00e1i ni\u1ec7m v\u1ec1 m\u1ea1ng P2P \u0111\u00e3 xu\u1ea5t hi\u1ec7n \u0111\u1ea7u ti\u00ean v\u00e0o n\u0103m 1969 v\u00e0 \u0111\u01b0\u1ee3c ch\u00ednh th\u1ee9c tri\u1ec3n khai trong c\u00e1c ho\u1ea1t \u0111\u1ed9ng kinh doanh v\u00e0o nh\u1eefng n\u0103m 1980.&nbsp;<\/p>\n\n\n\n<p><strong>V\u1eady m\u1ea1ng <a href=\"https:\/\/www.fiahub.com\/\">P2P <\/a>th\u1ef1c ch\u1ea5t l\u00e0 g\u00ec? V\u00e0 ch\u00fang c\u00f3 l\u1ee3i \u00edch g\u00ec trong th\u1ecb tr\u01b0\u1eddng giao d\u1ecbch ti\u1ec1n \u1ea3o?<\/strong><\/p>\n\n\n\n<p><strong>P2P l\u00e0 g\u00ec?<\/strong><\/p>\n\n\n\n<p>M\u1ea1ng ngang h\u00e0ng (c\u00f2n c\u00f3 t\u00ean ti\u1ebfng Anh l\u00e0 Peer-to-Peer &#8211; g\u1ecdi t\u1eaft l\u00e0 <strong>P2P<\/strong>) l\u00e0 thu\u1eadt ng\u1eef c\u00f4ng ngh\u1ec7 d\u00f9ng \u0111\u1ec3 ch\u1ec9 m\u1ea1ng m\u00e1y t\u00ednh ngang h\u00e0ng hay m\u1ea1ng \u0111\u1ed3ng \u0111\u1eb3ng. C\u1ee5 th\u1ec3 h\u01a1n, n\u1ebfu ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c m\u1ea1ng th\u00f4ng th\u01b0\u1eddng d\u1ef1a tr\u00ean m\u1ed9t m\u00e1y ch\u1ee7 t\u1eadp trung th\u00ec v\u1edbi P2P, ho\u1ea1t \u0111\u1ed9ng c\u1ee7a m\u1ea1ng m\u00e1y t\u00ednh d\u1ef1a v\u00e0o kh\u1ea3 n\u0103ng t\u00ednh to\u00e1n v\u00e0 b\u0103ng th\u00f4ng c\u1ee7a t\u1ea5t c\u1ea3 c\u00e1c m\u00e1y tham gia.<br><\/p>\n\n\n\n<p>D\u1ecbch v\u1ee5 m\u1ea1ng ngang h\u00e0ng (<a href=\"https:\/\/www.fiahub.com\/\">Peer-to-Peer<\/a> Service) l\u00e0 m\u1ed9t n\u1ec1n t\u1ea3ng ph\u00e2n quy\u1ec1n. Theo \u0111\u00f3, hai c\u00e1 nh\u00e2n s\u1ebd l\u1ef1a ch\u1ecdn h\u00ecnh th\u1ee9c t\u01b0\u01a1ng t\u00e1c tr\u1ef1c ti\u1ebfp v\u1edbi nhau m\u00e0 kh\u00f4ng c\u1ea7n nh\u1edd qua trung gian hay b\u00ean th\u1ee9 ba. N\u1ec1n t\u1ea3ng P2P c\u00f3 th\u1ec3 cung c\u1ea5p r\u1ea5t nhi\u1ec1u c\u00e1c d\u1ecbch v\u1ee5 \u0111i k\u00e8m nh\u01b0 t\u00ecm ki\u1ebfm, s\u00e0ng l\u1ecdc, x\u1ebfp h\u1ea1ng, x\u1eed l\u00ed thanh to\u00e1n ho\u1eb7c ch\u1ee9ng th\u01b0 giao k\u00e8m \u0111i\u1ec1u ki\u1ec7n.<br><\/p>\n\n\n\n<p><strong>Giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed P2P<\/strong><br><\/p>\n\n\n\n<p>Trong giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed, nhu c\u1ea7u \u0111\u1ed5i ti\u1ec1n \u1ea3o th\u00e0nh ti\u1ec1n m\u1eb7t ng\u00e0y c\u00e0ng gia t\u0103ng. Tuy nhi\u00ean, nh\u1eefng giao d\u1ecbch n\u00e0y l\u1ea1i \u0111\u01b0\u1ee3c \u0111i\u1ec1u khi\u1ec3n b\u1edfi c\u00e1c c\u00f4ng ty th\u1ee9 ba. Nh\u1eefng c\u00f4ng ty n\u00e0y \u0111\u1ee9ng ra b\u1ea3o l\u00e3nh cho c\u00e1c giao d\u1ecbch, l\u00e0m tr\u1ecdng t\u00e0i khi c\u00f3 tranh ch\u1ea5p x\u1ea3y ra v\u00e0 thu ph\u00ed cho t\u1eebng giao d\u1ecbch nh\u1ecf.<br><\/p>\n\n\n\n<p>M\u1ea1ng ngang h\u00e0ng \u0111\u00e3 m\u1edf ra k\u1ef7 nguy\u00ean m\u1edbi cho cho nhi\u1ec1u \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7, trong \u0111\u00f3 ph\u1ea3i k\u1ec3 \u0111\u1ebfn giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed P2P. \u0110\u00e2y l\u00e0 nh\u1eefng giao d\u1ecbch \u0111\u01b0\u1ee3c v\u1eadn h\u00e0nh \u0111\u1ed9c quy\u1ec1n b\u1edfi ph\u1ea7n m\u1ec1m, cho ph\u00e9p nh\u1eefng ng\u01b0\u1eddi tham gia v\u00e0o th\u1ecb tr\u01b0\u1eddng c\u00f3 th\u1ec3 giao d\u1ecbch tr\u1ef1c ti\u1ebfp v\u1edbi nhau m\u00e0 kh\u00f4ng c\u1ea7n \u0111\u1ebfn m\u1ed9t b\u00ean th\u1ee9 ba.&nbsp;<br><\/p>\n\n\n\n<p>C\u00e1c c\u00f4ng ty s\u1ebd \u0111\u00f3ng vai tr\u00f2 l\u00e0 ng\u01b0\u1eddi x\u00e2y d\u1ef1ng n\u1ec1n t\u1ea3ng giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed P2P \u0111\u1ec3 gi\u00fap ng\u01b0\u1eddi d\u00f9ng th\u1ef1c hi\u1ec7n giao d\u1ecbch \u0111\u01a1n gi\u1ea3n h\u01a1n, v\u00e0 thu ph\u00ed tr\u00ean m\u1ed7i l\u1ea7n h\u1ecd th\u1ef1c hi\u1ec7n giao d\u1ecbch.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"529\" src=\"https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2021\/03\/image-1024x529.png\" alt=\"\" class=\"wp-image-6538\" srcset=\"https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2021\/03\/image-1024x529.png 1024w, https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2021\/03\/image-150x78.png 150w, https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2021\/03\/image-300x155.png 300w, https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2021\/03\/image-768x397.png 768w, https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2021\/03\/image-810x419.png 810w, https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2021\/03\/image-375x195.png 375w, https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2021\/03\/image.png 1116w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><em>(<\/em><strong><em>P2P<\/em><\/strong><em> &#8211; n\u1ec1n t\u1ea3ng giao d\u1ecbch \u0111\u1ea7y ti\u1ec1m n\u0103ng cho th\u1ecb tr\u01b0\u1eddng <a href=\"https:\/\/www.fiahub.com\/\">ti\u1ec1n \u0111i\u1ec7n t\u1eed<\/a>)<\/em><br><\/p>\n\n\n\n<p><strong>L\u1ee3i \u00edch c\u1ee7a P2P trong giao d\u1ecbch <a href=\"https:\/\/www.fiahub.com\/\">ti\u1ec1n \u1ea3o<\/a><\/strong><\/p>\n\n\n\n<p>Nh\u1edd giao d\u1ecbch th\u00f4ng qua h\u00ecnh th\u1ee9c P2P, nh\u1eefng h\u1ea1n ch\u1ebf trong giao d\u1ecbch ti\u1ec1n \u1ea3o \u0111\u01b0\u1ee3c lo\u1ea1i b\u1ecf v\u00ec n\u00f3 c\u00f3 nh\u1eefng \u01b0u \u0111i\u1ec3m sau:<br><\/p>\n\n\n\n<p><strong><em>Ch\u1ed1ng ki\u1ec3m so\u00e1t quy\u1ec1n giao d\u1ecbch<\/em><\/strong><br><\/p>\n\n\n\n<p>V\u1edbi c\u01a1 ch\u1ebf ho\u1ea1t \u0111\u1ed9ng tr\u00ean n\u1ec1n t\u1ea3ng ph\u00e2n quy\u1ec1n, c\u00e1c giao d\u1ecbch P2P s\u1ebd kh\u00f4ng b\u1ecb ki\u1ec3m so\u00e1t b\u1edfi m\u1ed9t c\u01a1 quan hay t\u1ed5 ch\u1ee9c c\u00f3 th\u1ea9m quy\u1ec1n n\u00e0o. \u0110i\u1ec1u \u0111\u00f3 c\u0169ng \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c l\u1ee3i \u00edch c\u1ee7a nh\u1eefng ng\u01b0\u1eddi tham gia giao d\u1ecbch \u0111\u01b0\u1ee3c b\u1ea3o to\u00e0n. \u01afu \u0111i\u1ec3m n\u00e0y c\u00e0ng \u0111\u01b0\u1ee3c ph\u00e1t huy t\u1ed1i \u0111a khi m\u1ed9t b\u1ed9 ph\u1eadn c\u1ee7a h\u1ec7 th\u1ed1ng ng\u1eebng ho\u1ea1t \u0111\u1ed9ng, ph\u1ea7n c\u00f2n l\u1ea1i v\u1eabn kh\u00f4ng b\u1ecb \u1ea3nh h\u01b0\u1edfng.<br><\/p>\n\n\n\n<p><strong><em>Chi ph\u00ed th\u1ea5p<\/em><\/strong><br><\/p>\n\n\n\n<p>B\u1ea5t c\u1ee9 nh\u00e0 \u0111\u1ea7u t\u01b0 n\u00e0o c\u0169ng mu\u1ed1n t\u00ecm ki\u1ebfm m\u1ed9t k\u00eanh giao d\u1ecbch c\u00f3 chi ph\u00ed th\u1ea5p. V\u00e0 do \u0111\u00f3, giao d\u1ecbch ti\u1ec1n \u1ea3o v\u1edbi h\u00ecnh th\u1ee9c P2P s\u1ebd l\u00e0 gi\u1ea3i ph\u00e1p h\u1eefu hi\u1ec7u cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0. Do h\u1ec7 th\u1ed1ng P2P \u0111\u01b0\u1ee3c \u0111i\u1ec1u khi\u1ec3n b\u1eb1ng ph\u1ea7n m\u1ec1m, c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 s\u1ebd kh\u00f4ng c\u1ea7n ph\u1ea3i tr\u1ea3 ti\u1ec1n cho b\u00ean th\u1ee9 3 khi giao d\u1ecbch.<br><\/p>\n\n\n\n<p><strong><em>B\u1ea3o m\u1eadt cao<\/em><\/strong><br><\/p>\n\n\n\n<p>Hi\u1ec7n nay, ch\u00ednh ph\u1ee7 ch\u01b0a c\u00f3 quy\u1ec1n \u00e1p \u0111\u1eb7t quy \u0111\u1ecbnh v\u1ec1 x\u00e1c th\u1ef1c th\u00f4ng tin c\u00e1 nh\u00e2n \u0111\u1ed1i v\u1edbi c\u00e1c giao d\u1ecbch P2P. \u0110\u00f3 \u0111\u00f3, quy\u1ec1n ri\u00eang t\u01b0 c\u1ee7a nh\u1eefng ng\u01b0\u1eddi tham gia giao d\u1ecbch b\u1eb1ng ph\u01b0\u01a1ng th\u1ee9c n\u00e0y v\u1eabn \u0111\u01b0\u1ee3c b\u1ea3o m\u1eadt.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"1024\" height=\"664\" src=\"https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2021\/03\/image-1-1024x664.png\" alt=\"\" class=\"wp-image-6539\" srcset=\"https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2021\/03\/image-1-1024x664.png 1024w, https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2021\/03\/image-1-150x97.png 150w, https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2021\/03\/image-1-300x195.png 300w, https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2021\/03\/image-1-768x498.png 768w, https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2021\/03\/image-1-810x525.png 810w, https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2021\/03\/image-1.png 1076w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><em>(V\u1edbi P2P, m\u1ecdi giao d\u1ecbch c\u1ee7a c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u1ec1u \u0111\u01b0\u1ee3c b\u1ea3o m\u1eadt nghi\u00eam ng\u1eb7t)<\/em> &#8211; T\u00ecm hi\u1ec3u ngay <em>&#8220;Ph\u00e1p lu\u1eadt v\u1ec1 ti\u1ec1n \u1ea3o t\u1ea1i Vi\u1ec7t Nam&#8221;<\/em><\/p>\n\n\n\n<figure class=\"wp-block-embed-wordpress wp-block-embed is-type-wp-embed is-provider-fiahub-blog\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"gREAEorEwd\"><a href=\"https:\/\/www.fiahub.com\/blog\/phap-ly-ve-tien-ao-tai-viet-nam-moi-nhat-2021\/\">Ph\u00e1p L\u00fd V\u1ec1 Ti\u1ec1n \u1ea2o T\u1ea1i Vi\u1ec7t Nam 2021<\/a><\/blockquote><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" title=\"&#8220;Ph\u00e1p L\u00fd V\u1ec1 Ti\u1ec1n \u1ea2o T\u1ea1i Vi\u1ec7t Nam 2021&#8221; &#8212; Fiahub Blog\" src=\"https:\/\/www.fiahub.com\/blog\/phap-ly-ve-tien-ao-tai-viet-nam-moi-nhat-2021\/embed\/#?secret=gREAEorEwd\" data-secret=\"gREAEorEwd\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><strong><em>An ninh cao<\/em><\/strong><\/p>\n\n\n\n<p>M\u1ea1ng l\u01b0\u1edbi P2P ch\u1ec9 c\u00f3 vai tr\u00f2 gi\u00fap c\u00e1c b\u00ean tham gia c\u00f3 th\u1ec3 giao d\u1ecbch tr\u1ef1c ti\u1ebfp v\u1edbi nhau. B\u1ea3n th\u00e2n ph\u01b0\u01a1ng th\u1ee9c n\u00e0y kh\u00f4ng n\u1eafm gi\u1eef ti\u1ec1n \u1ea3o. Do \u0111\u00f3, b\u1ea1n s\u1ebd kh\u00f4ng lo b\u1ecb m\u1ea5t ti\u1ec1n trong qu\u00e1 tr\u00ecnh giao d\u1ecbch.<\/p>\n\n\n\n<p>C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 lu\u00f4n t\u00ecm ki\u1ebfm c\u00e1c c\u00f4ng c\u1ee5 giao d\u1ecbch c\u00f3 th\u1ec3 gi\u00fap h\u1ecd ti\u1ebft ki\u1ec7m chi ph\u00ed m\u00e0 v\u1eabn \u0111\u1ea3m b\u1ea3o t\u00ednh an to\u00e0n v\u00e0 b\u1ea3o m\u1eadt. V\u00e0 v\u1edbi c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a m\u00ecnh, <strong>P2P <\/strong>s\u1ebd l\u00e0 \u0111i\u1ec3m s\u00e1ng n\u1ed5i c\u1ed9m trong th\u1ecb tr\u01b0\u1eddng giao d\u1ecbch ti\u1ec1n \u0111i\u1ec7n t\u1eed. Do \u0111\u00f3, n\u1ebfu n\u1eafm r\u00f5 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng P2P, b\u1ea1n s\u1ebd c\u00e0ng c\u00f3 \u0111\u01b0\u1ee3c l\u1ee3i th\u1ebf l\u1edbn khi b\u01b0\u1edbc ch\u00e2n v\u00e0o th\u1ecb tr\u01b0\u1eddng giao d\u1ecbch <a href=\"https:\/\/www.fiahub.com\/\">ti\u1ec1n \u1ea3o<\/a> n\u00e0y.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, m\u1ea1ng ngang h\u00e0ng P2P d\u1ea7n \u0111\u01b0\u1ee3c ph\u1ed5 bi\u1ebfn h\u01a1n v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi. C\u00f3 th\u1ec3 b\u1ea1n s\u1ebd ngh\u0129 \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m c\u00f4ng ngh\u1ec7 m\u1edbi. Th\u1ebf nh\u01b0ng tr\u00ean th\u1ef1c t\u1ebf kh\u00e1i ni\u1ec7m v\u1ec1 m\u1ea1ng P2P \u0111\u00e3 xu\u1ea5t hi\u1ec7n \u0111\u1ea7u ti\u00ean v\u00e0o n\u0103m 1969 v\u00e0 \u0111\u01b0\u1ee3c ch\u00ednh th\u1ee9c tri\u1ec3n khai trong c\u00e1c<\/p>\n","protected":false},"author":10,"featured_media":6538,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_theme","format":"standard","meta":{"footnotes":""},"categories":[21849,1],"tags":[13113,13114,13115,13112,2889],"class_list":{"0":"post-6535","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-phan-tich-nhan-dinh","8":"category-uncategorized","9":"tag-loi-ich-p2p","10":"tag-loi-the-p2p","11":"tag-p2p","12":"tag-p2p-la-gi","13":"tag-tien-ao"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>L\u1ee2I \u00cdCH C\u1ee6A D\u1ecaCH V\u1ee4 NGANG H\u00c0NG P2P TRONG GIAO D\u1ecaCH TI\u1ec0N \u1ea2O - 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