{"id":20757,"date":"2023-02-18T19:30:02","date_gmt":"2023-02-18T12:30:02","guid":{"rendered":"https:\/\/www.fiahub.com\/blog\/?p=20757"},"modified":"2025-06-11T20:48:29","modified_gmt":"2025-06-11T13:48:29","slug":"nhat-ban-thi-diem-cbdc-vao-thang-4-2023","status":"publish","type":"post","link":"https:\/\/www.fiahub.com\/blog\/nhat-ban-thi-diem-cbdc-vao-thang-4-2023\/","title":{"rendered":"Ng\u00e2n h\u00e0ng Nh\u1eadt B\u1ea3n s\u1ebd th\u00ed \u0111i\u1ec3m CBDC v\u00e0o th\u00e1ng 4\/2023, sau giai \u0111o\u1ea1n PoC"},"content":{"rendered":"<p><b>Trong b\u00e0i ph\u00e1t bi\u1ec3u khai m\u1ea1c t\u1ea1i Cu\u1ed9c h\u1ecdp l\u1ea7n th\u1ee9 n\u0103m c\u1ee7a \u1ee6y ban Li\u00ean l\u1ea1c v\u00e0 \u0110i\u1ec1u ph\u1ed1i v\u1ec1 Ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a Ng\u00e2n h\u00e0ng Trung \u01b0\u01a1ng v\u00e0o ng\u00e0y 17\/2, Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u1eadt B\u1ea3n (BOJ), Shinichi Uchida, \u0111\u00e3 ti\u1ebft l\u1ed9 r\u1eb1ng d\u1ef1 \u00e1n th\u00ed \u0111i\u1ec3m <a href=\"https:\/\/www.fiahub.com\/blog\/cbdc-la-tuong-lai-cua-he-thong-tien-te\/\">CBDC<\/a> s\u1ebd b\u1eaft \u0111\u1ea7u v\u00e0o th\u00e1ng 4\/2023. Qu\u00e1 tr\u00ecnh th\u00ed \u0111i\u1ec3m n\u00e0y s\u1ebd b\u1eaft \u0111\u1ea7u sau khi qu\u00e1 tr\u00ecnh PoC giai \u0111o\u1ea1n 1 v\u00e0 2 k\u1ebft th\u00fac.<\/b><\/p>\n<ul>\n<li><strong>Xem th\u00eam<\/strong>: <a href=\"https:\/\/www.fiahub.com\/blog\/ngan-hang-trung-uong-nga-se-thi-diem-cbdc-vao-thang-4\/\">Nga th\u00ed \u0111i\u1ec3m CBDC v\u00e0o th\u00e1ng 4<\/a><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Trong PoC (Proof of Concept) giai \u0111o\u1ea1n 1, b\u1eaft \u0111\u1ea7u v\u00e0o th\u00e1ng 4\/2021, ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng t\u1eadp trung v\u00e0o c\u00e1c giao d\u1ecbch CBDC c\u01a1 b\u1ea3n, ch\u1eb3ng h\u1ea1n nh\u01b0 ph\u00e1t h\u00e0nh, thanh to\u00e1n v\u00e0 chuy\u1ec3n kho\u1ea3n. Giai \u0111o\u1ea1n 2 c\u1ee7a PoC b\u1eaft \u0111\u1ea7u v\u00e0o th\u00e1ng 4\/2022, trong \u0111\u00f3 ng\u00e2n h\u00e0ng tri\u1ec3n khai c\u00e1c ch\u1ee9c n\u0103ng ph\u1ee9c t\u1ea1p h\u01a1n. H\u01a1n n\u1eefa, n\u00f3 x\u00e1c nh\u1eadn r\u1eb1ng hi\u1ec7u su\u1ea5t x\u1eed l\u00fd c\u1ee7a h\u1ec7 th\u1ed1ng CBDC c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c duy tr\u00ec.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u01b0\u1edbc ti\u1ebfp theo c\u1ee7a ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng Nh\u1eadt B\u1ea3n l\u00e0 kh\u1edfi \u0111\u1ed9ng ch\u01b0\u01a1ng tr\u00ecnh th\u00ed \u0111i\u1ec3m v\u00e0o th\u00e1ng 4\/2023 \u0111\u1ec3 ki\u1ec3m tra t\u00ednh kh\u1ea3 thi v\u1ec1 m\u1eb7t k\u1ef9 thu\u1eadt m\u00e0 PoC ch\u01b0a \u0111\u1ec1 c\u1eadp \u0111\u1ea7y \u0111\u1ee7. \u0110\u1ed3ng th\u1eddi v\u1edbi \u0111\u00f3 ng\u00e2n h\u00e0ng s\u1ebd s\u1eed d\u1ee5ng k\u1ef9 n\u0103ng v\u00e0 hi\u1ec3u bi\u1ebft s\u00e2u s\u1eafc c\u1ee7a c\u00e1c doanh nghi\u1ec7p t\u01b0 nh\u00e2n \u0111\u1ec3 thi\u1ebft k\u1ebf h\u1ec7 sinh th\u00e1i CBDC.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ch\u01b0\u01a1ng tr\u00ecnh th\u00ed \u0111i\u1ec3m s\u1ebd xoay quanh vi\u1ec7c ph\u00e1t tri\u1ec3n m\u1ed9t h\u1ec7 th\u1ed1ng th\u1eed nghi\u1ec7m cho quy tr\u00ecnh t\u00edch h\u1ee3p t\u1eeb \u0111\u1ea7u \u0111\u1ebfn cu\u1ed1i. Ngo\u00e0i ra, n\u00f3 s\u1ebd th\u1eed nghi\u1ec7m c\u00e1c bi\u1ec7n ph\u00e1p v\u00e0 nh\u1eefng th\u00e1ch th\u1ee9c ti\u1ec1m \u1ea9n \u0111\u1ed1i v\u1edbi vi\u1ec7c k\u1ebft n\u1ed1i h\u1ec7 th\u1ed1ng th\u1eed nghi\u1ec7m v\u1edbi h\u1ec7 th\u1ed1ng b\u00ean ngo\u00e0i.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">BOJ hy v\u1ecdng r\u1eb1ng ch\u01b0\u01a1ng tr\u00ecnh th\u00ed \u0111i\u1ec3m s\u1ebd d\u1eabn \u0111\u1ebfn c\u00e1c thi\u1ebft k\u1ebf c\u1ea3i ti\u1ebfn th\u00f4ng qua th\u1ea3o lu\u1eadn v\u1edbi c\u00e1c doanh nghi\u1ec7p t\u01b0 nh\u00e2n. C\u00e1c ch\u1ee7 \u0111\u1ec1 hi\u1ec7n c\u00f3 trong ch\u01b0\u01a1ng tr\u00ecnh ngh\u1ecb s\u1ef1 bao g\u1ed3m c\u00e1c m\u00f4 h\u00ecnh v\u00e0 ki\u1ebfn tr\u00fac d\u1eef li\u1ec7u thay th\u1ebf cho thanh to\u00e1n ngo\u1ea1i tuy\u1ebfn, thi\u1ebft k\u1ebf t\u1ed1i \u01b0u c\u1ee7a h\u1ec7 th\u1ed1ng CBDC trong vi\u1ec7c cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 gi\u00e1 tr\u1ecb gia t\u0103ng c\u0169ng nh\u01b0 c\u00e1c th\u00e1ch th\u1ee9c v\u00e0 c\u00f4ng ngh\u1ec7 ho\u1eb7c ch\u1ee9c n\u0103ng c\u00f3 th\u1ec3 tr\u1edf n\u00ean c\u1ea7n thi\u1ebft khi ph\u00e1t sinh \u0111i\u1ec3m ti\u1ebfp x\u00fac v\u1edbi ng\u01b0\u1eddi d\u00f9ng.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng cho bi\u1ebft:<\/span><\/p>\n<blockquote><p><span style=\"font-weight: 400;\">\u201cCu\u1ed9c \u0111\u1ed1i tho\u1ea1i li\u00ean t\u1ee5c c\u1ee7a ch\u00fang t\u00f4i v\u1ec1 CBDC v\u00e0 b\u1ed1i c\u1ea3nh thanh to\u00e1n trong t\u01b0\u01a1ng lai cho \u0111\u1ebfn nay s\u1ebd b\u01b0\u1edbc v\u00e0o m\u1ed9t giai \u0111o\u1ea1n m\u1edbi. Ch\u00fang t\u00f4i s\u1ebd quy\u1ebft t\u00e2m thi\u1ebft k\u1ebf m\u1ed9t CBDC c\u00f3 th\u1ec3 ch\u1ea5p nh\u1eadn \u0111\u01b0\u1ee3c \u0111\u1ed1i v\u1edbi c\u1ea3 x\u00e3 h\u1ed9i n\u00f3i chung v\u00e0 ng\u01b0\u1eddi d\u00f9ng cu\u1ed1i.\u201d<\/span><\/p><\/blockquote>\n<p><span style=\"font-weight: 400;\">BOJ c\u0169ng c\u00f3 k\u1ebf ho\u1ea1ch th\u00e0nh l\u1eadp di\u1ec5n \u0111\u00e0n CBDC. H\u01a1n n\u1eefa, n\u00f3 s\u1ebd m\u1eddi c\u00e1c doanh nghi\u1ec7p t\u01b0 nh\u00e2n tham gia v\u00e0o thanh to\u00e1n b\u00e1n l\u1ebb ho\u1eb7c c\u00e1c c\u00f4ng ngh\u1ec7 li\u00ean quan tham gia. Ng\u00e2n h\u00e0ng s\u1ebd kh\u1edfi \u0111\u1ed9ng c\u00e1c th\u1eed nghi\u1ec7m v\u1edbi c\u00e1c m\u1ee5c ti\u00eau \u0111\u01b0\u1ee3c thu h\u1eb9p v\u00e0 d\u1ea7n d\u1ea7n m\u1edf r\u1ed9ng c\u00e1c th\u1eed nghi\u1ec7m c\u1ee7a m\u00ecnh theo c\u00e1ch th\u1ee9c c\u00f3 k\u1ebf ho\u1ea1ch v\u00e0 t\u1eebng giai \u0111o\u1ea1n.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Trong b\u00e0i ph\u00e1t bi\u1ec3u khai m\u1ea1c t\u1ea1i Cu\u1ed9c h\u1ecdp l\u1ea7n th\u1ee9 n\u0103m c\u1ee7a \u1ee6y ban Li\u00ean l\u1ea1c v\u00e0 \u0110i\u1ec1u ph\u1ed1i v\u1ec1 Ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a Ng\u00e2n h\u00e0ng Trung \u01b0\u01a1ng v\u00e0o ng\u00e0y 17\/2, Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u1eadt B\u1ea3n (BOJ), Shinichi Uchida, \u0111\u00e3 ti\u1ebft l\u1ed9 r\u1eb1ng d\u1ef1 \u00e1n th\u00ed \u0111i\u1ec3m CBDC s\u1ebd<\/p>\n","protected":false},"author":23,"featured_media":20759,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21841],"tags":[22764,14155,3288],"class_list":{"0":"post-20757","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-tin-tuc","8":"tag-boj","9":"tag-cbdc","10":"tag-nhat-ban"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v27.6) - 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