{"id":18367,"date":"2022-08-30T20:04:23","date_gmt":"2022-08-30T13:04:23","guid":{"rendered":"https:\/\/www.fiahub.com\/blog\/?p=18367"},"modified":"2022-08-30T20:04:23","modified_gmt":"2022-08-30T13:04:23","slug":"fed-ra-mat-fednow-nham-thay-the-cbdc-vao-nam-sau","status":"publish","type":"post","link":"https:\/\/www.fiahub.com\/blog\/fed-ra-mat-fednow-nham-thay-the-cbdc-vao-nam-sau\/","title":{"rendered":"FED ra m\u1eaft FedNow nh\u1eb1m thay th\u1ebf CBDC v\u00e0o n\u0103m sau"},"content":{"rendered":"<p class=\"subtitle\"><a href=\"https:\/\/www.fiahub.com\/blog\/fed-federal-reserve-system-la-gi-tat-ca-nhung-thong-tin-lien-quan-den-fed\/\">C\u1ee5c D\u1ef1 tr\u1eef Li\u00ean bang M\u1ef9 FED<\/a> \u0111\u00e3 s\u1eb5n s\u00e0ng ra m\u1eaft FedNow, m\u1ed9t h\u1ec7 th\u1ed1ng t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thanh to\u00e1n m\u1edbi c\u00f3 th\u1ec3 gi\u1ea3m thi\u1ec3u nhu c\u1ea7u v\u1ec1 ti\u1ec1n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 <a href=\"https:\/\/www.fiahub.com\/blog\/cbdc-la-tuong-lai-cua-he-thong-tien-te\/\">CBDC<\/a> c\u1ee7a Ng\u00e2n h\u00e0ng Trung \u01b0\u01a1ng. \u0110\u00e2y l\u00e0 l\u00e0 m\u1ed9t h\u1ec7 th\u1ed1ng thanh to\u00e1n t\u1ee9c th\u00ec cung c\u1ea5p c\u00e1c giao d\u1ecbch theo th\u1eddi gian th\u1ef1c gi\u1eefa c\u00e1c h\u1ed9 gia \u0111\u00ecnh, doanh nghi\u1ec7p v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh \u1edf Hoa K\u1ef3.<\/p>\n<p><span><span class=\"\">Lael Brainard, Ph\u00f3 Ch\u1ee7 t\u1ecbch C\u1ee5c D\u1ef1 tr\u1eef Li\u00ean bang,\u00a0<\/span><\/span><span><span class=\"\">\u0111\u00e3 th\u00f4ng b\u00e1o<\/span><\/span><span><span class=\"\"> \u00a0<\/span><\/span><span><span class=\"\">r\u1eb1ng FedNow Service d\u1ef1 ki\u1ebfn \u200b\u200bs\u1ebd ho\u1ea1t \u0111\u1ed9ng v\u00e0o h\u00e8 n\u0103m sau, t\u1eeb th\u00e1ng 5 \u0111\u1ebfn th\u00e1ng 7 n\u0103m 2023. Brainard c\u0169ng cho bi\u1ebft h\u1ec7 th\u1ed1ng s\u1ebd tr\u1ea3i qua th\u1eed nghi\u1ec7m k\u1ef9 thu\u1eadt b\u1eaft \u0111\u1ea7u t\u1eeb th\u00e1ng 9. Tin t\u1ee9c n\u00e0y \u0111\u01b0\u1ee3c b\u00e0 Brainard ti\u1ebft l\u1ed9 trong m\u1ed9t cu\u1ed9c h\u1ed9i th\u1ea3o tr\u00ean webcast v\u00e0o ng\u00e0y h\u00f4m qua.<\/span><\/span><\/p>\n<p><a href=\"https:\/\/www.federalreserve.gov\/newsevents\/speech\/brainard20220829a.htm\" target=\"_blank\" rel=\"noopener nofollow\">Chi ti\u1ebft th\u00f4ng b\u00e1o<\/a><\/p>\n<p><span><span class=\"\">Trong h\u1ed9i th\u1ea3o, Brainard \u0111\u00e3 k\u00eau g\u1ecdi c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh v\u00e0 nh\u00e0 cung c\u1ea5p ph\u1ea7n m\u1ec1m \u1edf Hoa K\u1ef3 c\u1eadp nh\u1eadt h\u1ec7 th\u1ed1ng c\u1ee7a h\u1ecd \u0111\u1ec3 \u0111\u00f3n \u0111\u1ea7u s\u1ef1 ra m\u1eaft c\u1ee7a d\u1ecbch v\u1ee5 m\u1edbi.<\/span><\/span><\/p>\n<p><span>Brainard ph\u00e1t bi\u1ec3u: <em>\u201cVi\u1ec7c chuy\u1ec3n \u0111\u1ed5i sang c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng thanh to\u00e1n th\u1eddi gian th\u1ef1c \u0111\u00f2i h\u1ecfi m\u1ed9t n\u1ed7 l\u1ef1c t\u1eadp trung, nh\u01b0ng s\u1ef1 thay \u0111\u1ed5i n\u00e0y l\u00e0 kh\u00f4ng th\u1ec3 tr\u00e1nh kh\u1ecfi.\u00a0\u201cGi\u1edd l\u00e0 l\u00fac t\u1ea5t c\u1ea3 c\u00e1c b\u00ean li\u00ean quan ch\u00ednh\u2026 d\u00e0nh c\u00e1c ngu\u1ed3n l\u1ef1c c\u1ea7n thi\u1ebft \u0111\u1ec3 h\u1ed7 tr\u1ee3 c\u00e1c kho\u1ea3n thanh to\u00e1n t\u1ee9c th\u00ec\u201d<\/em>.<\/span><\/p>\n<p><span>C\u00e1c s\u00e1ng ki\u1ebfn \u200b\u200bnh\u01b0 ch\u01b0\u01a1ng tr\u00ecnh th\u1eed nghi\u1ec7m, t\u00e0i nguy\u00ean FedNow Explorer, C\u1ed9ng \u0111\u1ed3ng FedNow v\u00e0 H\u1ed9i th\u1ea3o v\u1ec1 ng\u01b0\u1eddi \u00e1p d\u1ee5ng s\u1edbm FedNow s\u1ebd \u0111\u01b0\u1ee3c t\u1ed5 ch\u1ee9c nh\u1eb1m t\u0103ng c\u01b0\u1eddng s\u1ef1 tham gia c\u1ee7a ng\u01b0\u1eddi d\u00f9ng v\u00e0 c\u00e1c \u0111\u01a1n v\u1ecb t\u00e0i ch\u00ednh li\u00ean quan.<\/span><\/p>\n<p><span>Brainard l\u01b0u \u00fd r\u1eb1ng d\u1ecbch v\u1ee5 \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng b\u1eb1ng c\u00f4ng ngh\u1ec7 \u0111\u00e1m m\u00e2y, cho ph\u00e9p h\u1ec7 th\u1ed1ng thanh to\u00e1n m\u1edf r\u1ed9ng quy m\u00f4 m\u1ed9t c\u00e1ch r\u1ea5t \u0111\u01a1n gi\u1ea3n, \u00e1p d\u1ee5ng cho th\u00f4ng l\u01b0\u1ee3ng c\u1ee7a h\u1ec7 th\u1ed1ng c\u0169ng nh\u01b0 v\u00f9ng ph\u1ee7 s\u00f3ng \u0111\u1ecba l\u00fd, \u0111\u1ea3m b\u1ea3o d\u1ecbch v\u1ee5 li\u00ean t\u1ee5c ngay c\u1ea3 \u1edf nh\u1eefng v\u00f9ng xa x\u00f4i.<\/span><\/p>\n<figure id=\"attachment_18368\" aria-describedby=\"caption-attachment-18368\" style=\"width: 847px\" class=\"wp-caption aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-18368 size-full\" src=\"https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2022\/08\/fednow-flow.jpg\" alt=\"\" width=\"847\" height=\"207\" srcset=\"https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2022\/08\/fednow-flow.jpg 847w, https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2022\/08\/fednow-flow-300x73.jpg 300w, https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2022\/08\/fednow-flow-150x37.jpg 150w, https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2022\/08\/fednow-flow-768x188.jpg 768w, https:\/\/www.fiahub.com\/blog\/wp-content\/uploads\/2022\/08\/fednow-flow-450x110.jpg 450w\" sizes=\"(max-width: 847px) 100vw, 847px\" \/><figcaption id=\"caption-attachment-18368\" class=\"wp-caption-text\">FedNow flow<\/figcaption><\/figure>\n<p><span><span class=\"\">FedNow r\u1ea5t \u0111\u00e1ng \u0111\u01b0\u1ee3c quan t\u00e2m trong ng\u00e0nh c\u00f4ng nghi\u1ec7p ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u00ec n\u00f3 \u0111\u00e3 \u0111\u01b0\u1ee3c qu\u1ea3ng c\u00e1o l\u00e0 m\u1ed9t gi\u1ea3i ph\u00e1p thay th\u1ebf cho ti\u1ec1n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng (CBDC). <\/span><span class=\"\">C\u1ee5 th\u1ec3, Th\u1ed1ng \u0111\u1ed1c C\u1ee5c D\u1ef1 tr\u1eef Li\u00ean bang Michelle Bowman\u00a0<\/span><\/span><span><span class=\"\">\u0111\u00e3 tuy\u00ean b\u1ed1\u00a0<\/span><\/span><span><span class=\"\">v\u00e0o\u00a0<\/span><\/span><span><span class=\"\">ng\u00e0y 17 th\u00e1ng 8<\/span><\/span><span><span class=\"\"> r\u1eb1ng FedNow \u201cgi\u1ea3i quy\u1ebft c\u00e1c v\u1ea5n \u0111\u1ec1 m\u00e0 m\u1ed9t s\u1ed1 ng\u01b0\u1eddi \u0111\u00e3 n\u00eau ra v\u1ec1 s\u1ef1 c\u1ea7n thi\u1ebft c\u1ee7a m\u1ed9t CDBC. T<\/span><\/span><span>rong khi \u0111\u00f3, ph\u00f3 ch\u1ee7 t\u1ecbch FED \u0111\u00e3 <\/span><span>ch\u1ec9 ra<\/span><span> r\u1eb1ng vi\u1ec7c kh\u1edfi \u0111\u1ed9ng m\u1ed9t CBDC s\u1ebd c\u1ea7n c\u00f3 s\u1ef1 ch\u1ea5p thu\u1eadn c\u1ee7a Qu\u1ed1c h\u1ed9i M\u1ef9 v\u00e0 <\/span><span>m\u1ea5t \u00edt nh\u1ea5t 5 n\u0103m \u0111\u1ec3 thi\u1ebft k\u1ebf v\u00e0 th\u1ef1c hi\u1ec7n.\u00a0Do \u0111\u00f3, FedNow g\u1ea7n nh\u01b0 ch\u1eafc ch\u1eafn s\u1ebd \u0111i tr\u01b0\u1edbc m\u1ed9t b\u01b0\u1edbc trong vi\u1ec7c ho\u00e0n th\u00e0nh b\u1ea5t k\u1ef3 CBDC n\u00e0o \u1edf M\u1ef9<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>C\u1ee5c D\u1ef1 tr\u1eef Li\u00ean bang M\u1ef9 FED \u0111\u00e3 s\u1eb5n s\u00e0ng ra m\u1eaft FedNow, m\u1ed9t h\u1ec7 th\u1ed1ng t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thanh to\u00e1n m\u1edbi c\u00f3 th\u1ec3 gi\u1ea3m thi\u1ec3u nhu c\u1ea7u v\u1ec1 ti\u1ec1n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 CBDC c\u1ee7a Ng\u00e2n h\u00e0ng Trung \u01b0\u01a1ng. \u0110\u00e2y l\u00e0 l\u00e0 m\u1ed9t h\u1ec7 th\u1ed1ng thanh to\u00e1n t\u1ee9c th\u00ec cung c\u1ea5p c\u00e1c giao d\u1ecbch<\/p>\n","protected":false},"author":34,"featured_media":18369,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21841],"tags":[14155,21881],"class_list":{"0":"post-18367","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-tin-tuc","8":"tag-cbdc","9":"tag-fed"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.0 (Yoast SEO v27.6) - 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